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You may have been told that “no-fault” means that you cannot sue the driver or any other person responsible for a motor vehicle accident. This is simply not true.
What no-fault actually means is if you are injured in an accident, or your vehicle is damaged, then you must deal with your own insurance company when making a claim, regardless of who is at-fault for causing the accident.
The compensation available is referred to as accident benefits. These benefits are available to any injured party in a motor vehicle accident, regardless of their role in the accident. Accident benefits are claimed from your own insurance company. The driver, passenger or pedestrian will make a claim from their respective insurance companies.
Standard accident benefits include: medical and rehabilitation expenses, caregiver and dependent care, income replacement benefits, attendant care and housekeeping expenses, and any other expenses incurred as a result of an automobile accident injury.
For more information please click here or call: 416-500-3981 |
